Lexington Law could also give you the tools and skills you need to monitor your credit history and maintain a good credit score in the future. Is Lexington`s Law worth it? Our test concludes that this is a good provider and not a scam. There are many customer reviews to support the quality of the services offered. It can even be cheaper than more customized and smaller repair companies, which can charge thousands of dollars for their intervention. Let`s face it, we all need a good credit score to get a quality loan – whether it`s a car loan, a mortgage, or some kind of personal loan. Ideally, from this experience, you`ll be equipped with the skills you need to monitor your credit history and maintain a good credit score in the future – this type of financial knowledge is invaluable. Yes, Lexingtonlaw.com can eliminate late payments, questionable recoveries, evictions or judgments. The company is legitimate with a good story. If you ask us, „Is Lexington`s law legitimate?“ we will say that it is. It is indeed good and reliable. The law firm has carved out a niche for itself by providing decent services and has handled millions of cases since its inception. I recently hired the Lexington law firm to repair my loan and make loan repairs for me. Are they good? I`ve seen a few complaints and even claims that concerns about the Lexington Law scam are on the Internet.
For my case, I have 10 negatives in every report for Experian, Equifax and TransUnion. I thought they would question all my negatives in all the reports at once. However, they told me that they were intentionally limiting the number of items to protect their customers. They said the Fair Credit Reporting Act allows offices to refuse to reconsider challenges they deem dubious. One factor they use to determine a frivolous challenge is when a consumer questions too many things at once. They also stated that they had found that limiting the number of items they challenge prevented their clients` challenges from being branded frivolous. Do they feed me a bunch of bulls or does that sound fair to you? Can you do a review of Lexington Law? We`ll see how it eventually evolves, but I think most people will agree that it doesn`t look good to this company. I used Lexington Law`s best premium service (paid $129 per month), they did almost nothing for me.
They defied the credit bureaus and if I received a response by form letter, they would NEVER follow up. In fact, when I called them, they told me I had to do all the follow-up. When I asked what I was paying them and what is included in my „premium service“ plan when I have all the work to repair my loan, and their response was that we will not do further investigations with creditors to verify how they have verified their information. It`s a scam, guys, they suck up your money while pulling their feet on all the items you might need to work on. and will do little or no additional work to further investigate official responses to letters. They will tell you that even if you pay them to do this work, it is YOUR responsibility. Don`t waste your money on these people, they are a scam. Overall, Lexington Law`s reputation is good. Apps are rated 4.5 on the AppStore and Google Play, and the Trust Pilot Score is also 4.5, which is pretty good. It has a mixed BBB score, but most credit repair companies in this niche don`t seem to have a high BBB rating. On the other hand, interventions are different types of correspondence that the company sends to collection agencies and lenders on your behalf. Some examples are debt validation and goodwill letters.
The first refers to letters that prove that the money you owe is invalid, and the second refers to letters sent to lenders to prevent them from reporting late payments if you have a decent payment history. They are familiar with federal and financial standards and have a high success rate. According to our research, the average customer gets 10.2 negative items removed from their report. That`s pretty good compared to competitors. In addition, the company offers additional loan repair services that make it a great option for people who want to improve their credit score. Lexington Law did a pretty good job, but it took a long time and after a while it became expensive. I`ve never been a fan of the subscription model, which is exactly what Lexington Law uses. I mean, think about the incentive they have to finish quickly. Hello, then they won`t be able to charge you anymore. After a while, I was tired of being billed by them every month with no end in sight.
In the end, I cancelled with them and was then referred to a company called Phoenix Group Credit Services. I liked them very much because they do the opposite. I liked the way they tell you the exact total cost in advance before making your decision. They even allow you to break it down and be on a payroll plan if you have to. They did a great job with my loan and I just got approved for the loan to buy the house of my dreams! Sky Blue Credit Repair in Boca Raton, Florida, operates in all 50 states. This law firm offers similar services to Lexington Law. In addition, it offers letters of goodwill, debt validation and assistance in negotiations with credit bureaus. There I read about Lexington Law! When I called her, first the paralegal, she was so kind and professional. .